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Should you pay for an independent callout and bills as they arise, or take out one of the many monthly service plans on offer? Most boiler plans are insurance contracts, meaning customers will have to pay an excess if they claim, and in some cases there is a maximum payout limit. As with car insurance or breakdown cover, the trick is to keep switching provider by taking advantage of the introductory offers.
The uSwitch comparison website is arguably the best way to find these deals. Guardian Money used to tell all readers not to buy these policies, because it was invariably cheaper to just pay the plumber to fix a boiler as required — assuming you had a good plumber. We have had to slightly caveat this advice in recent years because combi boilers are much more complicated and expensive to fix than the old cast-iron ones they replaced.
Save money on boiler cover with MoneySuperMarket and protect yourself against the breakdown of your boiler and central heating system. Find the best deals on boiler insurance with uSwitch: whether you want to save money or need full central heating cover with no excess, compare prices today.
Many combis have turned out to be unreliable and short-lived. Clearly if your one suffers niggling problems, boiler cover with a low excess, unlimited callouts and one that includes parts and labour could be money well spent. Cover is available on boilers aged up to 11 years old and in full working order.
However, as soon as you claim, you may find future premiums start rising, at which point you may have to rip it out and install a reliable one that comes with a long warranty — ideally seven or even 10 years. PDF Insurance product information document - heating and plumbing. Insurance product information document - heating, plumbing, electrics and security.
To be fair, whenever you are dealing with home or car insurance companies, you must be able to show that your insured items are maintained regularly to remain covered. Carbon Monoxide Test. Lights out? Boiler and central heating controls. Central Heating System.
Terms and conditions. About our insurance services. Get in touch Need to make an emergency claim? Make a heating or boiler claim. Looking for more cover? Contents Insurance From gadgets to grandfather clocks, our Contents Insurance can help to protect your prized possessions.
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